Not everyone's timeline to buy looks the same — and that's okay. Our program is designed to give you time to get mortgage-ready. If you're not ready at the end of the lease term, you've got options: you can extend, refinance, or decide not to purchase. You're never "locked in" to a situation you can't handle.

Here's the deal: as the future homeowner, you'll handle the day-to-day stuff — things like yard care, small fixes, and upkeep. Major structural issues (like the roof or foundation) stay the seller's responsibility until you officially buy. This way you're treating the home like it's yours, without taking on heavy costs before you even own it.

Every home is different, but most of our tenant-buyers put down a one-time option fee. Think of it like your commitment to purchase — it's usually more than a regular rental deposit but far less than a traditional down payment. The good news? You're not handing over 20% like the banks want.

Yes — one of the biggest perks of this program is certainty. Your monthly payment is agreed upon upfront and doesn't change during the lease period. No surprises, no sudden rent hikes. That stability is what helps you plan, save, and get ready for ownership.

Life happens. If something changes and you can't or don't want to buy the home, you're not stuck. You can walk away at the end of your lease term without the risks that come with traditional buying. The option fee isn't refundable — but you still had the benefit of living in a great home without being tied down to a 30-year mortgage.